Insider Activity at Ameriprise Financial: What the Latest Deals Signal
Current Deal Overview
On 27 January 2026, Gerard P. Smyth, Executive Vice‑President and Chief Investment Officer, executed a mixed transaction consisting of a purchase of 2,887 shares at the market’s closing price of $521.36 followed by a sale of 1,115 shares at $498.33. The net result is an additional 1,772 shares added to his position, leaving him with 11,811 shares. The buy was performed at the close, a tactic often used by insiders to capture perceived intraday dips, whereas the sell occurred at a modest discount to the prevailing market price, a pattern that can indicate a willingness to realize gains during periods of heightened volatility.
The timing of these trades coincided with a spike in social‑media activity (≈ 460 % above average) and a bullish sentiment score (+49). Such media amplification typically reflects heightened analyst and retail attention to insider movements, providing an additional lens through which to assess market perception.
Implications for Investors
Smyth’s net purchase of approximately 1,772 shares is a measurable signal of confidence, especially given his stewardship of Ameriprise’s investment strategy. The transaction occurred during a week of modest quarterly growth (+2.62 % week‑over‑week), suggesting that the executive believes the company’s fundamentals will support continued earnings momentum.
From a valuation standpoint, Ameriprise trades at a price‑to‑earnings ratio of 13.57 against a broader wealth‑planning sector median of 15.8, indicating a relative discount. Coupled with a market capitalization of roughly $47 billion and a 52‑week trading range of $396–$552, the stock offers a valuation cushion that could be leveraged if earnings growth is sustained.
What the Pattern Says About the Company’s Future
Insider transactions that cluster within a single week often signal internal expectations regarding forthcoming earnings releases or strategic initiatives. The fact that Smyth purchased at the close while selling near the market price suggests he anticipates the stock to be undervalued during volatile periods but believes the market will correct before the close.
If Ameriprise continues to deliver adjusted EPS above consensus and maintains its dividend policy, the stock could benefit from a broader rally in the wealth‑planning niche. Conversely, a deterioration in competitive positioning—such as losing market share to fee‑based robo‑advisory platforms or a downturn in discretionary asset‑management fees—could erode the confidence that underpins these insider purchases.
Gerard P. Smyth: A Transaction Profile
Over the past month, Smyth has exhibited a pattern of incremental buying punctuated by periodic selling. Late January saw sales of 114 shares at $500.53 and 97 shares at $498.33, reducing his stake from 9,021 to 8,924 shares. The recent transaction restores his position to 11,811 shares. All trades involve common stock; no restricted or phantom shares are disclosed. The consistent timing—bought at close, sold near the market price—aligns with a long‑term value‑creation strategy for shareholders.
Investor Takeaway
- Insider confidence – Smyth’s net purchase amid heightened buzz indicates optimism about Ameriprise’s strategic trajectory.
- Market valuation – A P/E near 13.6 and a 52‑week range of $396–$552 suggest upside potential if earnings remain on track.
- Strategic outlook – The company’s focus on wealth planning, a steady dividend, and cautious guidance position it as a defensively attractive play within a competitive financial‑services landscape.
For corporate leaders, the key actions are to maintain transparent communication about strategic priorities, sustain disciplined cost management, and preserve a dividend policy that aligns with shareholder expectations. For investors, monitoring subsequent insider filings, quarterly earnings, and macro‑economic shifts in consumer wealth will be essential to determine whether this confidence translates into tangible shareholder value.
Table of Recent Insider Transactions (27 January 2026)
| Date | Owner | Transaction Type | Shares | Price per Share | Security |
|---|---|---|---|---|---|
| 2026‑01‑27 | Gerard P. Smyth (EVP & CIO) | Buy | 2,887 | N/A | Common Stock |
| 2026‑01‑27 | Gerard P. Smyth (EVP & CIO) | Sell | 1,115 | 498.33 | Common Stock |
| 2026‑01‑27 | James M. Cracchio (Chairman & CEO) | Buy | 35,534 | N/A | Common Stock |
| 2026‑01‑27 | James M. Cracchio (Chairman & CEO) | Sell | 18,176 | 498.33 | Common Stock |
| 2026‑01‑27 | Alvero Gumer (President‑Insurance & Annuities) | Buy | 1,109 | N/A | Common Stock |
| 2026‑01‑27 | Alvero Gumer (President‑Insurance & Annuities) | Sell | 336 | 498.33 | Common Stock |
| 2026‑01‑27 | Joseph E. Sweeney (President‑AWM Products & Services) | Buy | 5,550 | N/A | Common Stock |
| 2026‑01‑27 | Joseph E. Sweeney (President‑AWM Products & Services) | Sell | 2,553 | 498.33 | Common Stock |
| 2026‑01‑27 | Walter S. Berman (Executive VP & CFO) | Buy | 9,993 | N/A | Common Stock |
| 2026‑01‑27 | Walter S. Berman (Executive VP & CFO) | Sell | 5,102 | 498.33 | Common Stock |
| 2026‑01‑27 | William F. Truscott (CEO, Global Asset Management) | Buy | 8,661 | N/A | Common Stock |
| 2026‑01‑27 | William F. Truscott (CEO, Global Asset Management) | Sell | 4,169 | 498.33 | Common Stock |
| 2026‑01‑27 | William D. Davies (Executive VP, Global CIO) | Buy | 1,989 | N/A | Common Stock |
| 2026‑01‑27 | William D. Davies (Executive VP, Global CIO) | Sell | 935 | 498.33 | Common Stock |
All other holdings and transaction dates are omitted for brevity.




